Some of the frequently asked questions about hail insurance are:

Who can purchase Butler Byers Hail coverage?

Anyone who has an insurable interest in a crop can purchase insurance.

How much does it cost?

Insurance premiums are dependant on the land location and the type of crop being insured. Rates vary by township so you will have to contact your local broker/agent for a specific rate quote.

When does Butler Byers Hail Insurance begin and end? Coverage begins 12:00 noon on the day following the date of purchase and all policies end at noon October 15th of the same year.

Where do I buy Butler Byers Hail insurance?

Butler Byers Hail Insurance is sold through your local insurance broker / agent. If you are not sure who that is, find an agent online or call us toll free at 1-800- 997-4245 for this information.

What payment options are available?

Cheque, money order, bank draft,Visa or Mastercard. We also accept postdated cheques to October 1st with a signed promissory note (to qualifying customers).

Once Coverage is purchased can I buy more?

You can buy additional policies any time prior to October 15th, up to a maximum of $200 per acre. Applications late in the season may not be accepted. This coverage limit is based on the land location, not the owner. ie. If there are two or more people with insurable interests in the crop, each could purchase $100 coverage or any combination not exceeding $200 per acre.

How are adjusters paid?

The adjusters are paid a per diem rate, independant of the outcome of any claim. All hail adjusters must be provincially licensed with the Hail Insurance Council of Saskatchewan and are guided by the applicable bylaws.

Can I buy coverage after a hail storm?

It depends. Contact your local broker/agent for a specific case by case determination. They will need to contact us to obtain permission prior to sending in a submission.